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Fix N’ Flips investment property
Loan Program 04

Fix N’ Flips

Up to 90% LTV with 100% rehab and purchase-plus-rehab options.

Overview

Purchase and renovation financing with up to 90% LTV and 100% of rehab covered, including full 100% purchase-and-rehab options for qualifying projects.

Who it's designed for

Investors acquiring a property to renovate, then either sell for a profit or refinance and hold as a rental once the work is complete.

Maximum Leverage

Up to 90%

Loan-to-value with 100% of rehab covered

  • Up to 90% LTV
  • 100% of rehab covered
  • 100% purchase & rehab options available
  • Flip or refinance-and-hold exits
Submit a Deal

Shown as a maximum. Actual terms vary by scenario.

Common Uses

  • Acquisition plus 100% of the renovation budget
  • Value-add projects intended for resale
  • Renovate-to-rent projects with a refinance exit
  • Cosmetic to moderate rehab scopes

Typical Property Types

Single-family homes2–4 unit residentialSmall multifamily value-addDistressed or dated properties
Getting Qualified

What We Look At & What to Gather.

  • Up to 90% LTV on the purchase
  • 100% of rehab covered
  • 100% purchase & rehab options available
  • Estimated after-repair value (ARV) and investor experience
  • Property address and current condition
  • Purchase price and detailed renovation budget
  • Estimated after-repair value (ARV)
  • Investor experience, credit range, and liquidity

All programs, terms, leverage figures, and approvals are subject to borrower, property, lender, location, and program qualifications and current guidelines. Figures shown are maximums using “up to” language and are not a commitment to lend, a guarantee of terms, or an offer of credit.

Premium investment property at golden hour
Let’s Get Started

Have a Deal? Let’s Look at It Together.

Submit the property and borrower scenario. Total Advantage Solutions will review the information, identify potential loan options, and explain what is needed next.