Ground Up Construction
Up to 90% LTC, with 95% LTC options on a case-by-case basis.
Ground-up construction financing for qualified investors, with up to 90% loan-to-cost and 95% LTC options available on a case-by-case basis.
Who it's designed for
Experienced investors and builders financing residential ground-up construction, from single homes to small residential projects.
Maximum Leverage
Up to 90%
Loan-to-cost on qualifying ground-up construction
- Up to 90% LTC
- 95% LTC options available (case by case)
- Financing land, materials, and labor by draw
- Build-to-sell and build-to-rent strategies
Shown as a maximum. Actual terms vary by scenario.
Common Uses
- Ground-up single-family construction
- Small residential infill and spec builds
- Build-to-sell and build-to-rent strategies
- Financing land, materials, and labor by draw
Typical Property Types
What We Look At & What to Gather.
- Up to 90% loan-to-cost (LTC)
- 95% LTC options available on a case-by-case basis
- Projected completed value and detailed budget
- Builder / investor experience, credit, and liquidity
- Land / lot details and purchase price
- Detailed construction budget and plans
- Projected completed value
- Builder experience, credit range, and liquidity
All programs, terms, leverage figures, and approvals are subject to borrower, property, lender, location, and program qualifications and current guidelines. Figures shown are maximums using “up to” language and are not a commitment to lend, a guarantee of terms, or an offer of credit.
Have a Deal? Let’s Look at It Together.
Submit the property and borrower scenario. Total Advantage Solutions will review the information, identify potential loan options, and explain what is needed next.